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DAVIDSON: Free Tuition, or Exoneration of Student Debt, Are Bad Ideas

Free college tuition or student loan debt forgiveness will cause a huge mess.

Jeff Davidson

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Yesterday, ‘President-elect’ Joe Biden said, “Public colleges and universities are going to be tuition-free for families earning less than $125,000.” Hmm… Beyond the proclamations, what does free tuition or exoneration of student debt actually mean?

I know a fellow who went to a four-year college and had a deal with his parents: He would pay for half of each semester and his parents would pay the other half, for eight semesters. He racked up $24,000 in debt, a huge sum, years ago. It would have been much higher, but he enrolled in his bargain-priced state university.

You’re on Your Own

He then went on to graduate school, without his parent’s support, and that cost him another $12,000. When he finished graduate school, he was now $36,000 in debt.

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He spent years saving every dime that he could. Penny-pinching and scrimping, and forgoing much of the nightlife fun with his friends, by age 28, he was debt free. He continued to save, and in 12 months had enough for a down payment on his first home.

Nice story? Well, that fellow was me. I worked hard to pay off that loan and felt good when I was done.

‘Led’ by Biden, the Democrats, falling for another “feels good” policy which will lead to disaster, are calling for free tuition and even the exoneration of student loan debt for multi-millions of Americans. Suppose I only had graduated last year. Now, I am to benefit enormously as a result of ‘progressive’ desire to exonerate all student loans? Or exonerate some fixed amount of my debt?

Way Back When

Whether I graduated decades ago, or last year, why not reimburse me, with interest, for about $58,000 today? Oh, it doesn’t work that way?

Consider anyone who graduates in 2018, and racks up $92,000 in student loans. For two years, they’ve had trouble paying it back, and have hardly reduced the balance. Someone else graduates in 2020. They rack up all kinds of debt and haven’t made a single payment.

Both loan recipients are to be equally exonerated? “Ridiculous” you say? One loan recipient had made some payments. So, should they be on equal footing? What about forgiving each of them for $10,000, or $20,000, or $50,000 of their debts? This is a bad idea as well. Let’s see why.

A Glad, or Sad Grad?

Suppose someone graduated in 2012, incurring huge debt, but either they and/or their parents paid it off before 2020. Should that family be reimbursed? After all, a recent graduate paid in full, instead of having a huge balance linger.

If such students and their parents are exonerated, what are we telling current students who incur huge debts? Rack it up? You’re never going to have to repay it! How equitable is it to avoid retroactively reimbursing recent graduates who’ve paid off their debt? How fair is it to reimburse recent graduates who have repaid little or nothing, while others sacrificed and worked their tails off?

A huge mess results when you espouse free tuition or student loan debt forgiveness on any level.

Where do you decide to draw a line? What about current students at public universities with accumulating large debts? Those who graduated or expect to graduate after a particular date, or who incurred debt after a certain date, will be forgiven, but before that date, sorry, you’re not part of the program. Should students who have received scholarship money be exempt, or partially exempt, or fully included? Should debt be exonerated for students who dropped out and never graduated?

No Line in the Sand Will Work

Suppose you move the forgiveness cut-off date further back in time. At some point, you’re still going to forsake legions of college graduates who incurred loan debt, and either paid it off, or are still paying. They are not going to receive the same benefits as you extend to more recent graduates, with more recent debt.

Aggregate student debt now exceeds $1.6 trillion. One simply cannot justify free tuition or student loan debt forgiveness, even for partial sums, and have it be fair across the board.

What’s more, we are a nation that is $27.4 trillion in debt and climbing, with $155.9 trillion dollars in unfunded liabilities. We also seek to compensate business owners and career professionals nationwide who have had severely limited income since March with the lockdowns and shutdowns.

In short: sorry Joe Biden and the usual gang of leftists. The U.S. is not in a position to offer free tuition or student loan debt forgiveness, nor should it ever make such as gesture.

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TX School Administrator Suggests Teaching ‘Opposing Viewpoints’ to The Holocaust

State level authorities were quick to shut that theory down.

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There is apparently some sever confusion in the Lone Star State regarding the nature of a new law regarding public school curriculums, and it has many around the nation alarmed.

The idea of school as a place to open your mind and absurd a variety of different viewpoints is nothing new.  In fact, it isn’t hard to argue that this is perhaps exactly what the public education system should be doing.

But there are some viewpoints out there that do not meet the standard of our civilized society, and one school administrator in Texas appears to believe that the new law requires these heinous conspiracy theories to become part of the classroom.

A top administrator with the Carroll Independent School District in Southlake advised teachers last week that if they have a book about the Holocaust in their classroom, they should also offer students access to a book from an “opposing” perspective, according to an audio recording obtained by NBC News.

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Gina Peddy, the Carroll school district’s executive director of curriculum and instruction, made the comment Friday afternoon during a training session on which books teachers can have in classroom libraries. The training came four days after the Carroll school board, responding to a parent’s complaint, voted to reprimand a fourth grade teacher who had kept an anti-racism book in her classroom.

A Carroll staff member secretly recorded the Friday training and shared the audio with NBC News.

“Just try to remember the concepts of [House Bill] 3979,” Peddy said in the recording, referring to a new Texas law that requires teachers to present multiple perspectives when discussing “widely debated and currently controversial” issues. “And make sure that if you have a book on the Holocaust,” Peddy continued, “that you have one that has an opposing, that has other perspectives.”

State officials were quick to point out that this is not what the new law suggests.

Clay Robison, a spokesman for the Texas State Teachers Association, a union representing educators, said there’s nothing in the new Texas law explicitly dealing with classroom libraries. Robison said the book guidelines at Carroll, a suburban school district near Fort Worth, are an “overreaction” and a “misinterpretation” of the law. Three other Texas education policy experts agreed.

“We find it reprehensible for an educator to require a Holocaust denier to get equal treatment with the facts of history,” Robison said. “That’s absurd. It’s worse than absurd. And this law does not require it.”

Some lawmakers responded as well.

State Sen. Bryan Hughes, an East Texas Republican who wrote Senate Bill 3, denied that the law requires teachers to provide opposing views on what he called matters of “good and evil” or to get rid of books that offer only one perspective on the Holocaust.

“That’s not what the bill says,” Hughes said in an interview Wednesday when asked about the Carroll book guidelines. “I’m glad we can have this discussion to help elucidate what the bill says, because that’s not what the bill says.”

Denial of The Holocaust, (or the severity of it), has long been seen as a hallmark of white supremacists, and is considered a form of antisemitism.

There is apparently some sever confusion in the Lone Star State regarding the nature of a new law regarding public school curriculums, and it has many around the nation alarmed. The idea of school as a place to open your mind and absurd a variety of different viewpoints is nothing new.  In fact, it isn’t hard to argue that this is perhaps exactly what the public education system should be doing. But there are some viewpoints out there that do not meet the standard of our civilized society, and one school administrator in Texas appears to believe that the new law requires these heinous conspiracy theories to become part of the classroom. A top administrator with the Carroll Independent School District in Southlake advised teachers last week that if they have a book about the Holocaust in their classroom, they should also offer students access to a book from an “opposing” perspective, according to an audio recording obtained by NBC News. Gina Peddy, the Carroll school district’s executive director of curriculum and instruction, made the comment Friday afternoon during a training session on which books teachers can have in classroom libraries. The training came four days after the Carroll school board, responding to a parent’s complaint, voted to reprimand a fourth grade teacher who had kept an anti-racism book in her classroom. A Carroll staff member secretly recorded the Friday training and shared the audio with NBC News. “Just try to remember the concepts of [House Bill] 3979,” Peddy said in the recording, referring to a new Texas law that requires teachers to present multiple perspectives when discussing “widely debated and currently controversial” issues. “And make sure that if you have a book on the Holocaust,” Peddy continued, “that you have one that has an opposing, that has other perspectives.” State…

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Laundrie Lawyer Goes on the Offensive After TV Host Implicates Parents

Someone’s getting testy…

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The story of Gabby Petito’s death has captured the attention of the nation in recent weeks, largely due to the strange circumstances surrounding her disappearance, her fiancé’s unwillingness to cooperate with police, his parents’ bizarre behavior, and then, of course the fact that he went missing just hours before Petito’s body was found.

None of these things have screamed innocence in the eyes of the Americans who’ve been following along at home, and Laundrie’s disappearance has allowed speculation to run rampant.

This is true not only for the Joe Anybody, but for television detectives as well, and this hasn’t sat well with a lawyer for the Laundrie family.

Brian Laundrie’s attorney Steve Bertolino tore into “America’s Most Wanted” creator John Walsh Thursday, the morning after the longtime TV host aired an ID channel special on the unsolved homicide of the Florida man’s former fiancée, Gabby Petito.

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“Gabby Petito: ID Special Report” delved into the details surrounding the 22-year-old Petito’s slaying and Laundrie’s status as a fugitive on a federal bank fraud warrant.

Walsh has long suggested that Brian may have made a run for the border, or be hiding out on the Appalachian Trail – a place that he was once familiar with.

This is where Bertolino got testy.

“I absolutely believe that his family is helping him stay on the run,” said Walsh, who also hosts “In Pursuit with John Walsh” on ID.

Bertolino snapped back at such speculation.

“Dusty relics like that Dog and John Walsh need a tragic situation like this so they can clear the cobwebs off their names and give their publicity-hungry egos some food,” Bertolino told Fox News Digital, also taking aim at Duane “Dog” Chapman, the reality TV star and real-life bounty hunter who entered the search for Laundrie late last month.

Police have returned to the vast wilderness of the Carlton Reserve in their search for Laundrie, this time bringing K-9 units trained to detect human decomposition.

 

 

The story of Gabby Petito’s death has captured the attention of the nation in recent weeks, largely due to the strange circumstances surrounding her disappearance, her fiancé’s unwillingness to cooperate with police, his parents’ bizarre behavior, and then, of course the fact that he went missing just hours before Petito’s body was found. None of these things have screamed innocence in the eyes of the Americans who’ve been following along at home, and Laundrie’s disappearance has allowed speculation to run rampant. This is true not only for the Joe Anybody, but for television detectives as well, and this hasn’t sat well with a lawyer for the Laundrie family. Brian Laundrie’s attorney Steve Bertolino tore into “America’s Most Wanted” creator John Walsh Thursday, the morning after the longtime TV host aired an ID channel special on the unsolved homicide of the Florida man’s former fiancée, Gabby Petito. “Gabby Petito: ID Special Report” delved into the details surrounding the 22-year-old Petito’s slaying and Laundrie’s status as a fugitive on a federal bank fraud warrant. Walsh has long suggested that Brian may have made a run for the border, or be hiding out on the Appalachian Trail – a place that he was once familiar with. This is where Bertolino got testy. “I absolutely believe that his family is helping him stay on the run,” said Walsh, who also hosts “In Pursuit with John Walsh” on ID. Bertolino snapped back at such speculation. “Dusty relics like that Dog and John Walsh need a tragic situation like this so they can clear the cobwebs off their names and give their publicity-hungry egos some food,” Bertolino told Fox News Digital, also taking aim at Duane “Dog” Chapman, the reality TV star and real-life bounty hunter who entered the search for Laundrie late last month. Police…

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