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DAVIDSON: Free Tuition, or Exoneration of Student Debt, Are Bad Ideas

Free college tuition or student loan debt forgiveness will cause a huge mess.

Jeff Davidson



Yesterday, ‘President-elect’ Joe Biden said, “Public colleges and universities are going to be tuition-free for families earning less than $125,000.” Hmm… Beyond the proclamations, what does free tuition or exoneration of student debt actually mean?

I know a fellow who went to a four-year college and had a deal with his parents: He would pay for half of each semester and his parents would pay the other half, for eight semesters. He racked up $24,000 in debt, a huge sum, years ago. It would have been much higher, but he enrolled in his bargain-priced state university.

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He then went on to graduate school, without his parent’s support, and that cost him another $12,000. When he finished graduate school, he was now $36,000 in debt.

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He spent years saving every dime that he could. Penny-pinching and scrimping, and forgoing much of the nightlife fun with his friends, by age 28, he was debt free. He continued to save, and in 12 months had enough for a down payment on his first home.

Nice story? Well, that fellow was me. I worked hard to pay off that loan and felt good when I was done.

‘Led’ by Biden, the Democrats, falling for another “feels good” policy which will lead to disaster, are calling for free tuition and even the exoneration of student loan debt for multi-millions of Americans. Suppose I only had graduated last year. Now, I am to benefit enormously as a result of ‘progressive’ desire to exonerate all student loans? Or exonerate some fixed amount of my debt?

Way Back When

Whether I graduated decades ago, or last year, why not reimburse me, with interest, for about $58,000 today? Oh, it doesn’t work that way?

Consider anyone who graduates in 2018, and racks up $92,000 in student loans. For two years, they’ve had trouble paying it back, and have hardly reduced the balance. Someone else graduates in 2020. They rack up all kinds of debt and haven’t made a single payment.

Both loan recipients are to be equally exonerated? “Ridiculous” you say? One loan recipient had made some payments. So, should they be on equal footing? What about forgiving each of them for $10,000, or $20,000, or $50,000 of their debts? This is a bad idea as well. Let’s see why.

A Glad, or Sad Grad?

Suppose someone graduated in 2012, incurring huge debt, but either they and/or their parents paid it off before 2020. Should that family be reimbursed? After all, a recent graduate paid in full, instead of having a huge balance linger.

If such students and their parents are exonerated, what are we telling current students who incur huge debts? Rack it up? You’re never going to have to repay it! How equitable is it to avoid retroactively reimbursing recent graduates who’ve paid off their debt? How fair is it to reimburse recent graduates who have repaid little or nothing, while others sacrificed and worked their tails off?

A huge mess results when you espouse free tuition or student loan debt forgiveness on any level.

Where do you decide to draw a line? What about current students at public universities with accumulating large debts? Those who graduated or expect to graduate after a particular date, or who incurred debt after a certain date, will be forgiven, but before that date, sorry, you’re not part of the program. Should students who have received scholarship money be exempt, or partially exempt, or fully included? Should debt be exonerated for students who dropped out and never graduated?

No Line in the Sand Will Work

Suppose you move the forgiveness cut-off date further back in time. At some point, you’re still going to forsake legions of college graduates who incurred loan debt, and either paid it off, or are still paying. They are not going to receive the same benefits as you extend to more recent graduates, with more recent debt.

Aggregate student debt now exceeds $1.6 trillion. One simply cannot justify free tuition or student loan debt forgiveness, even for partial sums, and have it be fair across the board.

What’s more, we are a nation that is $27.4 trillion in debt and climbing, with $155.9 trillion dollars in unfunded liabilities. We also seek to compensate business owners and career professionals nationwide who have had severely limited income since March with the lockdowns and shutdowns.

In short: sorry Joe Biden and the usual gang of leftists. The U.S. is not in a position to offer free tuition or student loan debt forgiveness, nor should it ever make such as gesture.

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Dem Rep. Implies National Guard Members Who Voted Trump May Target Libs At Inauguration

What a horrible thing to say!

John Salvatore



We’re just over two weeks into the new year and we already have a quote that may hold up as the most ridiculous of 2021. Remember, this guy was elected to office. What does that say about the people who voted for him? It’s because of people like Goofy McGoofball in the clip below that America has become such a liberal cesspool. During a Monday appearance on CNN, McGoofball said, “You know I was thinking, the Guard is 90 some-odd percent male. Only about 20 percent of white males voted for Biden. You’ve got to figure that in the Guard, which is predominantly more conservative…there are probably not more than 25 percent of the people that are there protecting us that voted for Biden. The other 75 percent are in the class that would be in the large class of folks who might want to do something. There were military people and police who took oaths to defend the Constitution, who didn’t do it and were in the insurrection. So it does concern me.” WATCH: From The Daily Wire: Democratic House Speaker Nancy Pelosi (CA) added to the already deep divide in our nation during a online meeting with constituents in San Francisco on Saturday, claiming the Trump supporters who breached the Capitol on Wednesday chose their “whiteness over democracy.” Pelosi said, “When that assault was taking place on the Capitol, 3,865 people in our country died of the coronavirus, many of them people of color because of the injustice of it all. The next day, on Thursday, 4,000 people died of the coronavirus. Why? Because decisions were made at the highest level, months before in the Oval Office, of denial, distortion, delay, calling it a ‘hoax.’” She added, “I thought it was going to be an epiphany for…

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WATCH: Melania Trump Delivers Powerful & Moving Farewell Message As First Lady

Gorgeous, as always!

John Salvatore



She wasn’t unbearable like Hillary Clinton. She wasn’t as polarizing as Michelle Obama. But because she is married to Donald Trump, Melania Trump is the worst first lady in American history. That’s how the mainstream media will remember the woman who speaks five languages fluently; the former model whose mere presence is a sight for sore eyes. FLOTUS’s farewell message is one that should be replayed for decades to come. From New York Post: First lady Melania Trump on Monday released a nearly seven-minute farewell message urging Americans to choose “love over hatred” and “peace over violence.” The video filmed at the White House was posted to Twitter fewer than 48 hours before President Trump leaves office Wednesday at noon. “As Donald and I conclude our time in the White House, I think of all the people I have taken home in my heart and their incredible stories of love, patriotism and devotion,” she said. WATCH:

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